Income Tokens are debentures issued by Fio Investment Holdings. ZAR tokens are denominated in Rand (1 token = R1), USD tokens in Dollars (1 token = $1). Both earn 14.6% p.a. Fio X provides the tokenisation technology and platform infrastructure.
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Income Credit History
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Income Token issued by Fio Investment Holdings. Platform powered by Fio X. Interest accrues daily at 14.6% p.a.
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My Wallet
Your token holdings, debenture statement, and transactions.
Token Portfolio Breakdown
Debenture Statement
| Date | Description | Debit | Credit | Balance |
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Buy More Tokens
5-step purchase flow with contract signing.
You must review and sign the token purchase contract before proceeding to payment.
EFT payments only. Card payments coming soon.
Review and submit your token purchase.
Token Exchange / Withdrawal
Exchange eligible income tokens for cash.
Token Transactions
Token purchase records, exchanges, monthly growth credits, and full transaction history.
Fio Group
Token distribution and business profiles across the Fio Group.
Token Distribution Per Business
Click a business to view its profile.
Fio Group — Legal Disclaimer
Fio X acts solely as a technology and tokenisation infrastructure provider and is not the issuer of the underlying financial instrument. All investor rights, obligations, and claims arise directly against the issuing entity as defined in the legal documentation.
Fio X is not a Financial Services Provider and does not provide financial, investment, legal, or tax advice. Nothing contained within this platform, documentation, or communication should be construed as such advice or as a recommendation to invest.
Prospective investors are strongly advised to consult with a duly licensed financial advisor or authorised Financial Services Provider prior to making any investment decision.
Any investment carries risk, and investors should ensure that they fully understand the nature of the underlying instrument, associated risks, and their own financial position before participating.
Contracts
Every token purchase creates a contract that can be viewed, printed, or saved as PDF.
KYC
KYC is required by law and follows conventional identity and compliance processes.
KYC Checklist
Standard documentation and onboarding requirements.
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Settings
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Personal Information
Your registered details on file.
Account Information
Membership and advisory details.
Token Overview
Read-only summary of your token account.
Security
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Investor Knowledge Centre
Research, insights, and essential reading for Income Token holders.
All content is sourced from the official Fio ZAR Income Token White Paper and Fio Capital investment documentation. These articles are provided for educational purposes only and do not constitute financial advice.